Homes in Communities
Mobile Home Loans
Financing for mobile and manufactured homes in parks, communities, and leased-lot neighborhoods. No land ownership required for many chattel loan programs.
A faster path for a loan type most banks still misunderstand.
People still search for mobile home loans, even though the industry often uses the term manufactured home. We speak both languages because the borrower goal is the same: a practical, affordable way to finance the home.
MH Services focuses on chattel loans for homes in parks and leased-land communities. That means we review the home, your income, your credit profile, the community, and the lot rent together.
Homes in parks are eligible
You can finance the home even when the community owns the land and you pay lot rent.
Soft credit check first
See what may fit without hurting your score or committing to a lender.
Built for real borrower questions
Lot rent, park approval, home age, title, and condition all matter. We know the checklist.
Purchase and refinance options
Whether you are buying your first home or improving an existing loan, we can review the path.
Mobile home or manufactured home?
If the home was built after June 15, 1976, the technical term is manufactured home. Many borrowers still say mobile home. Either way, if it is in a park or community, chattel financing may be the right place to start.
Your Home Is Waiting
Take the first step today. Our team is ready to help you find the right loan for your manufactured home.