About MH Services

Since 1994

About MH Services

For over 30 years, we've been helping families across Arizona, California, and Texas finance the manufactured homes they love.

Our Story

Built on 32 Years of Experience

MH Services Corporation was founded in 1994 by Rodney Poplin with a simple mission: make manufactured home financing accessible, straightforward, and stress-free. What started as a one-person operation has grown into a trusted lending brokerage serving families across three states.

Rodney started in the industry with FileMaker Pro databases and paper files. Over three decades, he's built and rebuilt systems to keep pace with technology — always with the same goal: get families into homes faster, with less hassle, and with genuine personal service.

Unlike big banks that treat manufactured homes as an afterthought, we built our entire business around chattel lending. Every process, every system, and every team member is focused on one thing — financing manufactured homes on leased land.

MH Services team reviewing financing scenarios for manufactured home borrowers
1994
Founded
30+
Years in Business
25,000+
Families Helped
$2B+
In Loans Funded
3
States Licensed
Our Mission

Making Homeownership Possible

We believe everyone deserves a path to homeownership — even when traditional banks say no.

Specialized Expertise

We focus exclusively on chattel loans for manufactured homes. This isn't a side business for us — it's all we do.

Personal Service

You'll work with a dedicated loan officer who knows your file and answers your calls. No call centers, no runaround.

Multiple Lender Options

We work with three lending partners so we can match you with the program that fits — not force you into a one-size-fits-all solution.

Technology-Forward

Our borrower portal gives you 24/7 access to your loan status, document uploads, and direct messaging with your team.

Transparent Process

No hidden fees, no bait-and-switch. We explain everything upfront so you always know what to expect.

Fast Closings

Most loans close in 25-30 days. We move quickly because we know your time matters and your home is waiting.

What We Stand For

Integrity. Ethics. Faith.

The chattel lending industry has a reputation problem. We've spent 32 years building the opposite — a company grounded in values that guide every decision, every conversation, every loan.

Integrity

We do what we say we're going to do. No hidden fees. No last-minute surprises. No loan products that put families in worse shape than we found them. When we quote a rate, that's the rate. When we promise a close date, we deliver.

Ethics

We won't write a loan we wouldn't take ourselves. If the numbers don't work for your family, we'll tell you — even if it means walking away from the commission. Your long-term stability matters more than our short-term profit.

Faith

Our faith shapes how we treat people. Every borrower walks through our door carrying a story — dreams, setbacks, hope for something better. We're called to meet people with grace, honesty, and genuine care. That's not a marketing line. It's how we've operated since day one.

"Treat people the way you'd want to be treated."

It's not just a saying. It's our business model.

Licensed & Regulated

Serving Three States

Arizona
AZ

Licensed by DIFI (Department of Insurance and Financial Institutions)

California
CA

Licensed by DFPI (Department of Financial Protection and Innovation) and DRE (Department of Real Estate)

Texas
TX

Licensed by OCCC (Office of Consumer Credit Commissioner)

NMLS #296451

Equal Housing Lender

Family Stories

Real families, real homes

The Johnson family in front of their manufactured home in Phoenix
Phoenix, AZ

"MH Services made buying our first home possible. The process was so much easier than we expected."

The Johnson Family
The Chen family at their manufactured home in San Bernardino
San Bernardino, CA

"Refinancing saved us $200 a month. The team walked us through every step with patience."

The Chen Family
Margaret and Robert at their manufactured home in Sacramento
Sacramento, CA

"At our age, we thought homeownership was behind us. MH Services proved us wrong."

Margaret & Robert
Manufactured home community street view

Your Home Is Waiting

Take the first step today. Our team is ready to help you find the right loan for your manufactured home.

Soft credit check No impact to your score
NMLS #296451 Licensed in AZ, CA, TX
Equal Housing Lender Fair, compliant lending access