Purchase & Refinance
Manufactured Home Loans
Purchase and refinance loans for manufactured homes in Arizona, California, and Texas. Start with a soft credit check and a team built around this industry.
Manufactured homes need a different lending playbook.
A manufactured home loan depends on the home, the land arrangement, the title, the community, and the lender program. MH Services helps borrowers sort through those details without turning the process into a maze.
Purchase a manufactured home
Buy a new or resale manufactured home in a community with chattel loan options and low down payment programs.
Learn moreRefinance your current loan
Review options to lower your payment, change terms, or access available equity through a manufactured home refinance.
Learn moreFinance a home in a park
Get help with the most common scenario in our industry: owning the home while leasing the lot underneath.
Learn moreWhat matters for manufactured home approval?
Lender guidelines vary, but manufactured home financing usually depends on both borrower qualification and property eligibility. We gather the right details upfront so you get a realistic path quickly.
Start My Pre-QualificationHome year, make, model, size, and condition
Community or park information when the land is leased
Lot rent or space rent amount
Income, employment, and housing history
Soft credit review to match lender programs
Purchase contract or current loan details, depending on loan type
Your Home Is Waiting
Take the first step today. Our team is ready to help you find the right loan for your manufactured home.