San Diego Manufactured Home Loans

San Diego, California

San Diego Manufactured Home Loans

Manufactured home financing across San Diego County — from coastal North County communities to the inland parks of East County.

San Diego Market

San Diego County's Manufactured Home Communities

San Diego County is one of the most expensive real estate markets in California, making manufactured homes an attractive affordable housing option. Communities throughout North County and East County offer quality manufactured home living at a fraction of the cost of traditional homes in the area.

From the coastal communities near Oceanside and San Marcos to the inland parks of Escondido, El Cajon, and Santee, San Diego County has a diverse manufactured home market serving families, retirees, and military personnel stationed at the region's many bases.

MH Services helps San Diego borrowers finance manufactured home purchases and refinances through our chattel loan programs. California's MRL protections apply to all communities, giving you security as a homeowner on leased land.

San Diego Quick Stats

County San Diego
Homeowner Protection MRL (Mobilehome Residency Law)
Loan Type Chattel (Personal Property)
Down Payment As low as 5%
Lender Partners Multiple
Areas Served Oceanside, Escondido, El Cajon, Santee
Licensed by DFPI & DRE

California Department of Financial Protection and Innovation and Department of Real Estate. NMLS #296451.

San Diego Programs

Purchase & Refinance in San Diego

Purchase

Buy a Manufactured Home

  • As low as 5% down payment
  • Terms up to 25 years
  • Single-wide & double-wide
  • Soft credit pull to start
  • Multiple lender options
Refinance

Refinance Your Home

  • Lower your monthly payment
  • Reduce your interest rate
  • Cash-out options available
  • No prepayment penalties
  • Even if turned down elsewhere

Looking for manufactured home financing in other California cities?

View All California Markets

NMLS #296451 | Licensed by DFPI & DRE | Equal Housing Lender

Manufactured home community street view

Your Home Is Waiting

Take the first step today. Our team is ready to help you find the right loan for your manufactured home.

Soft credit check No impact to your score
NMLS #296451 Licensed in AZ, CA, TX
Equal Housing Lender Fair, compliant lending access