Sacramento, California
Sacramento Manufactured Home Loans
Affordable manufactured home financing in California's capital region. More affordable than the Bay Area with a growing population and strong community options.
The Capital Region's Housing Alternative
Sacramento and the surrounding capital region offer significantly more affordable housing than the Bay Area, and manufactured homes take that affordability even further. With a growing population and strong demand for housing, manufactured home communities throughout Sacramento County provide quality homes at a price families can actually reach.
From Elk Grove and Rancho Cordova to Citrus Heights and beyond, the Sacramento metro has established manufactured home communities with easy freeway access and proximity to jobs, shopping, and services. The region continues to attract families relocating from the Bay Area seeking lower cost of living.
MH Services provides chattel loan financing for Sacramento-area manufactured homes. California's Mobilehome Residency Law protections apply, and our multiple lending partners give Sacramento borrowers competitive options for both purchase and refinance.
Sacramento Quick Stats
California Department of Financial Protection and Innovation and Department of Real Estate. NMLS #296451.
Purchase & Refinance in Sacramento
Buy a Manufactured Home
- As low as 5% down payment
- Terms up to 25 years
- Single-wide & double-wide
- Soft credit pull to start
- Multiple lender options
Refinance Your Home
- Lower your monthly payment
- Reduce your interest rate
- Cash-out options available
- No prepayment penalties
- Even if turned down elsewhere
Looking for manufactured home financing in other California cities?
View All California MarketsNMLS #296451 | Licensed by DFPI & DRE | Equal Housing Lender
Your Home Is Waiting
Take the first step today. Our team is ready to help you find the right loan for your manufactured home.