Los Angeles Manufactured Home Loans

Los Angeles, California

Los Angeles Manufactured Home Loans

In one of America's most expensive housing markets, manufactured homes offer LA families a realistic path to homeownership.

Los Angeles Market

Affordable Housing in LA County

With a median home price well over $800,000, Los Angeles is one of the most expensive housing markets in the country. Manufactured homes in LA County's mobile home parks offer a rare affordable alternative — quality homes in established communities at a fraction of the cost of traditional housing.

LA County has a high density of mobile home parks spread across the San Fernando Valley, Long Beach, South Bay, and the greater metro area. California's Mobilehome Residency Law (MRL) provides strong protections for homeowners in these communities, making manufactured home ownership a stable, long-term housing option.

MH Services helps Los Angeles families finance manufactured home purchases and refinances with chattel loan programs designed for California borrowers. Start with a soft credit pull — no impact to your credit score.

Los Angeles Quick Stats

County Los Angeles
Homeowner Protection MRL (Mobilehome Residency Law)
Loan Type Chattel (Personal Property)
Down Payment As low as 5%
Lender Partners Multiple
Areas Served San Fernando Valley, Long Beach, South Bay
Licensed by DFPI & DRE

California Department of Financial Protection and Innovation and Department of Real Estate. NMLS #296451.

LA Programs

Purchase & Refinance in Los Angeles

Purchase

Buy a Manufactured Home

  • As low as 5% down payment
  • Terms up to 25 years
  • Single-wide & double-wide
  • Soft credit pull to start
  • Multiple lender options
Refinance

Refinance Your Home

  • Lower your monthly payment
  • Reduce your interest rate
  • Cash-out options available
  • No prepayment penalties
  • Even if turned down elsewhere

Looking for manufactured home financing in other California cities?

View All California Markets

NMLS #296451 | Licensed by DFPI & DRE | Equal Housing Lender

Manufactured home community street view

Your Home Is Waiting

Take the first step today. Our team is ready to help you find the right loan for your manufactured home.

Soft credit check No impact to your score
NMLS #296451 Licensed in AZ, CA, TX
Equal Housing Lender Fair, compliant lending access