Arizona Lending
Manufactured Home Loans in Arizona
From Phoenix to Tucson, we help Arizona families finance manufactured homes in communities and parks across the state.
Your Arizona Home Starts Here
Arizona is one of the largest manufactured home markets in the country. From active-adult 55+ communities in the Phoenix metro to family parks in Tucson and mobile home communities across Maricopa, Pima, and Pinal counties, manufactured homes offer an affordable path to homeownership in the desert southwest.
MH Services has been helping Arizona families finance manufactured homes for over three decades. We understand the local market — the communities, the parks, and the specific needs of Arizona borrowers looking for chattel loan financing.
Whether you're buying your first mobile home in Mesa, refinancing in Scottsdale, or purchasing a manufactured home in a 55+ community in Sun City, we have the experience and lending partnerships to get it done.
Arizona at a Glance
Arizona Department of Insurance and Financial Institutions. NMLS #296451.
Arizona Markets
We finance manufactured homes in communities and parks across Arizona's largest metro areas.
Phoenix Metro
The Valley of the Sun is home to hundreds of manufactured home communities, from family parks to luxury 55+ resorts.
Tucson Area
Southern Arizona offers affordable manufactured home living with a lower cost of living and year-round sunshine.
Mesa & East Valley
One of the densest concentrations of manufactured home communities in the state, popular with families and retirees.
West Valley
Growing communities in the west Valley with both family and age-restricted manufactured home neighborhoods.
Sun Cities
Arizona's famous 55+ active-adult communities. Some of the most well-established manufactured home communities in the nation.
Pinal County
A fast-growing area between Phoenix and Tucson with affordable manufactured home options.
Chattel Loans for Arizona Homes
Both purchase and refinance programs available for manufactured homes on leased land throughout Arizona.
Buy a Manufactured Home
- As low as 5% down payment
- Terms up to 25 years
- Single-wide & double-wide
- Soft credit pull to start
- Close in 25-30 days
Refinance Your Home
- Lower your monthly payment
- Reduce your interest rate
- Cash-out options available
- No prepayment penalties
- Multiple lender options
Active-Adult Community Financing
Arizona is home to some of the nation's premier 55+ manufactured home communities. From Sun City and Sun City West to Apache Junction and Casa Grande, we help retirees and active adults finance their homes in age-restricted communities across the state.
Retirement-Ready
We understand the unique needs of retirees purchasing or refinancing in 55+ communities.
Fixed Income Friendly
Our lenders work with Social Security, pension, and retirement income for loan qualification.
Resort-Style Living
Finance your home in Arizona's top active-adult communities with pools, golf, and clubhouses.
Resources for Arizona Buyers
What Is a Chattel Loan?
A complete guide to chattel loans for manufactured homes on leased land.
Home BuyingBuying a Home in a Park
What to know about community living, lot leases, and financing.
Community LivingChoosing a Community
How to evaluate management, amenities, and community fit in Arizona.
Your Home Is Waiting
Take the first step today. Our team is ready to help you find the right loan for your manufactured home.